# Investor Onboarding SOP

### Investor Onboarding SOP

Investor onboarding must be compliant, secure, and fast.

#### Step 1 — Account Creation

System captures:

* Personal info
* Country
* Investor category self-declaration

Team: Investor Ops

#### Step 2 — KYC/AML Verification

Using automated provider first, manual escalation if needed.

Checks include:

* ID verification
* Address verification
* Sanctions lists
* PEP screening
* Source-of-funds (large investors)

#### Step 3 — Investor Categorisation

Rules:

Retail Investor

* Limited access
* Lower investment caps

Angel / Sophisticated Investor

* Enhanced access
* Higher limits

HNWI / Professional Investor

* Full access
* Large ticket capability

US Investor

* Must meet Reg D accreditation rules

Team: Compliance

#### Step 4 — Wallet Activation

Investor Ops ensures:

* Wallet correctly linked
* Security checks passed
* Custodial vs non-custodial flagged
* Restrictions logged

#### Step 5 — AML Monitoring

Ongoing monitoring:

* Unexpected transaction volume
* Suspicious behaviour patterns
* High-frequency trading alerts

Team: Compliance


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